Free Credit Report

Loan Saver offers a free credit report along with our mortgage assessment process. Your credit file offers a valuable list of information required by most lenders or creditors to assess your suitability for credit.  Credit is deemed as a service you are using where you accrue an account, therefore this involves telephone and utilities as well as credit cards, mortgages and other loans.  These include, but are not limited to the following:

• Telephone Accounts
• Trade accounts
• Electricity servies
• Gas services
• Land and Water Rates
• Loans and Mortgages.

When you have a credit default listed on your credit file, it can hinder or prevent you from obtaining credit, even if the listing indicates a paid default. See what is in a credit report for more information. Your credit file may not be as bad as you think, or it may impede you from obtaining credit in certain circumstances.